Task – I (Transcript of Audio)

Internet banking has many advantages. First of all, it is easy and fast to set-up an internet bank account. All that users have to do to create an online bank account is complete a short form, and then set the security features such as a password and user name. Finally, they just print and sign a form and send it into the bank. Secondly, there are fewer costs associated with internet banking because online banks do not have the overhead like traditional banks. Because there are fewer costs, internet banks pass the savings on to consumers such as reduced service charges and increased interest rates for savings accounts. They can even offer reduced lending rates for their loans. It is easy to reach many internet banks online allowing you to compare such features as interest rates, available credit cards and their interest rates, FDIC bank rating, and terms and interest rates of their loans. You can then pick the best internet bank that meets your needs.

You can track your internet banking and money 24 hours a day, 7 days a week. You can track such things as deposits, clearing of cheques, and your account balance. It allows you to keep your account from going into the negative.

You can keep track of your financial records by using software programs such as Microsoft Money or Quicken. This will allow you to budget more efficiently and track your spending.

Along with bank internet security features, you have the ability to monitor your account any time which helps to detect any fraudulent activity. You will know immediately if someone has written a cheque or withdrew money from your account. You will then immediately be able to start resolving the problem before there is too much damage to your finances.

Traditional banking has always been slow. With online banking, you will no longer have to stand in long queues to obtain financial information about your account. As well, there is less paperwork and applying for loans is faster, easier, and more convenient. You can even transfer funds from one account to another in almost an instant and you can carry out such investment tasks as bond exchanges, stock trades and other investment activities.

Internet banking does offer many benefits for both banks and their customers. It has made many daily tasks much easier and more convenient. So, the banks are doing what they can to encourage customers to try it. The economic and convenience advantages have now made internet banking a popular choice for millions of consumers. Internet banking gives consumers more control over their internet banking and money. No matter your location, or the time of day, with internet banking, your money is only a few clicks away.

The famous grass courts of Wimbledon, the world’s pre-eminent tennis championship, give up their mysteries grudgingly, not least when it comes to players brought up on the slow clay courts of continental Europe. Finally unpicking their secrets and stopping the great Roger Federer a solitary match-victory short of surpassing a record he shares with Bjom Borg – five Wimbledon titles in a row – Rafael Nadal has crashed through a metaphorical wall to cement his status as one of the greatest champions of our times. That the Spaniard triumphed in a match of gladiatorial severity and nerve-j angling compulsion after four hours and forty-eight minutes – the longest Wimbledon men’s final in history – is a tribute to his resilience and never-say-die spirit.

Abhishek Singh conducted a survey on the topic ‘Teenagers and Their Pursuits’, this findings are shown in a table. Listen to the given table and point out whether teenagers are spending maximum time in physical activities or indoor activities.